About SLC
SLC exists to fill a major funding gap in the equipment manufacturing industry. In challenging capital markets where funding is constrained, this gap becomes even wider. SLC creates a symbiotic relationship between manufacturing companies seeking working capital and investors desiring passive income, with a favorable risk-adjusted return profile.
For our manufacturing relationships, SLC enables them to finance future receivables, allowing them to improve their cash position. Strong manufacturing margins and healthy customer deposits on sales, creates a low-risk financing opportunity. SLC comfortably lends funds to manufacturers at a conservative
loan-to-value ratio.
Our security against loans is compelling on a risk-adjusted basis, presenting minimal risk to SLC and its investors. Additionally, SLC institutes multiple risk management protocols with its borrowers, significantly reducing risk of default.
The Team
Managing Director
Chris Kalbfleisch
Chris recently retired from a 25-year career in finance that includes derivatives, risk management, fixed income and derivatives trading, fixed income portfolio management, as well as team and firm management positions.
He has a master’s degree in Statistics and is an expert in financial modelling. Chris obtained his CFA charter designation in 1997. Chris’s focus now is on leadership training and coaching as well as working with early- stage companies in the financial and Fintech space.
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Director
Denis Peyregatt
Denis has more than 30 years of experience in Financing and Leasing having held senior roles with 3 Global 500 companies over a 25-year career. Denis’ extensive experience in credit risk and lending operations, both in Canada and internationally, led him from the corporate world to working with start-ups, starting in 2017.
After two successful engagements with FinTech startups, Denis co-founded Peregrine Precision Systems Inc. in 2020.
Director
Sean McLean
Sean brings over 30 years of experience in wealth management, alternative investments, fixed income, and risk management experience to SLC. He began his career in the institutional bond market before transitioning to wealth management.
He retired from wealth
management in 2019 to co-found Peregrine Precision Systems, a holding company focused on commercializing intellectual property, solving the ingredient supply-chain challenges of the cannabis, hemp, and pharmaceutical industries.
Strategy
CONNECTING MANUFACTURERS TO INVESTORS
SLC works with manufacturing companies achieving gross profit margins greater than 40%, requiring a non-refundable deposit of at least 40%
PASSIVE INCOME INVESTMENT OPPORTUNITIES
We assess the probability of manufacturers successfully completing delivery and receiving final payments stipulated in legally binding customer Purchase Order agreements.
LENDING & SECURITY
SLC provides short-term loans to manufacturers against the remaining customer receivable at a conservative loan-to-value. SLC achieves its security by obtaining control of customer receivables and registering a security interest in the equipment.